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It’s almost time to enroll. Open Enrollment for your 2027 benefits is November 2–11, 2026.
What you need to do
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Health

Dental

Good dental health is part of good overall health. IMI makes it easy to keep up with your care.

What you need to know

Your choices

IMI offers two dental plans through Delta Dental of Colorado: Basic Plus and Enhanced with Orthodontia. Both plans work the same way. For most services, you pay a percentage of the cost — known as coinsurance — after you meet the deductible. The plans differ in how much you pay for coverage and the total amount of care the plan will pay in one calendar year. Only the Enhanced plan includes orthodontia coverage for covered dependents.

What's covered

Both plans cover preventive care at no cost — no deductible, no coinsurance. For basic and major care (such as fillings and crowns), you pay a percentage of the cost after meeting your deductible, up to the plan’s annual maximum. The Enhanced plan covers orthodontia for eligible children up to age 26.

The network

Both plans let you visit any dentist you choose, but you’ll save more when you stay in-network. Delta Dental has one of the largest networks of dentists in the country, so finding a provider near you is easy.

What you pay when you need care

Rates shown reflect 2027 in-network coverage.

Deductible
Annual Maximum
Preventive Care
Basic Care
Major Care
Orthodontia (for eligible children up to age 26)
Orthodontia Lifetime Maximum (no deductible; in- and out-of-network combined)

Enhanced with Orthodontia

$50
$150
$2,000
$2,000
$0
$0
10%
10%
40%
40%

50%

50%
$2,000
$2,000

Basic Plus

$50
$150
$1,000
$1,000
$0
$0
20%
20%
70%
70%

Not covered

Not covered
Not covered
Not covered

What you pay through paycheck deductions

2027 Bi-Weekly Rates

Employee Only
Employee + Spouse
Employee + Child(ren)
Employee + Family

Enhanced with Orthodontia

$13
$24
$30
$40

Basic Plus

$5
$10
$12
$16
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Get in Touch

Delta Dental of Colorado

Basic Plus and Enhanced with Orthodontia dental plans.